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What Is a Utility Vehicle?

Utility Vehicle

A Utility Vehicle (UTV) is a motorized vehicle that is specially designed to perform specific tasks more efficiently than a passenger vehicle. These vehicles are typically small, low-sided trucks. The term is also used to describe a car-like vehicle with low sides. There are several different types of UTVs.

Payload Capacity

Utility vehicles typically have different payload capacities depending on the model. These numbers are based on the gross vehicle weight rating (GVWR) and length of the vehicle. This number should be taken into account when purchasing a new vehicle. The payload capacity of a vehicle is an important consideration for hauling cargo. It helps to understand the limits of the cargo area and the vehicle’s stability.

The payload capacity of a utility vehicle is the maximum amount of cargo or people that can be loaded onto it. A utility vehicle’s payload capacity is usually measured in pounds, not cubic feet. Some utility vehicles can carry up to 2,000 pounds of cargo. Others can carry up to 3,000 pounds of cargo.

The payload capacity of a utility vehicle tells the owner how much weight the vehicle can carry. It reflects the maximum weight that can be safely carried by the truck’s suspension system. When using a trailer, most of the towing weight is carried by the trailer. This allows the owner to haul heavier loads than the cab and truck bed.

To determine payload capacity, use the GVWR or gross vehicle weight rating. For example, a truck’s GVWR may be 5,000 pounds, but it may only be able to carry 4,000 pounds of cargo. In addition, payload capacity may also refer to the weight of passengers.


Utility vehicles can come with one or more cabins. UTVs are vehicles with a cabin for two to four people. They are also known as side-by-side vehicles (SxS). UTVs have four wheels, and some have more, for specialized purposes. These vehicles are typically slower than ATVs, but they can reach up to 85 mph.


Utility vehicles have various control systems. These include onboard steering and pedals, brake pedals, and accelerators. They can also include electrically actuated drive apparatus and user interfaces, which provide the operator with inputs and outputs. This makes these vehicles ideal for field work in difficult terrain.

PEM has extensive experience in manufacturing rugged and dependable control systems for UTVs. They can also custom design control systems to meet specific customer requirements. Their commitment to quality and price translates to better performance and reduced costs. They work closely with customers to develop a control system that is ideally suited for the vehicle.

Conversion options

If you want to convert a utility vehicle from gasoline to natural gas, there are several options available. One option is to purchase a conversion kit. These conversion kits allow you to keep the body of your vehicle, while gaining more capacity and headroom. These kits are available for new and used vehicles, and they fit nearly any duty rating. The kits are also designed for vehicles that typically run on gasoline and diesel fuel. They use a thicker, more durable gas tank than gasoline tanks, and they meet the strictest safety standards in the world.

Another option is to convert a conventional utility vehicle to a hybrid or all-electric vehicle. This option may require certification from the U.S. Environmental Protection Agency (EPA). In some cases, the vehicle may even achieve 100 MPGe. However, these options can affect a vehicle’s factory warranty.


Similar to auto and home insurance, ATV/UTV insurance helps you pay for the repairs to your vehicle in the event of an accident. It can also help cover medical expenses and legal fees if you are sued by another party. There are many reasons to have insurance for these off-road vehicles, and there are many ways to get a low-cost policy.

Premiums vary greatly, but they are generally cheaper than motorcycle insurance. ATVs are often used for recreational activities and do not have as high of a risk profile as motorcycles. Additionally, most ATV owners spend less time on their machines and don’t drive as many miles. Your policy premium will vary depending on the coverage level and the age and model of your vehicle.

Progressive is one of the largest insurers in the country, and has an ATV/UTV department. The company is regarded as easy to work with and offers many perks to its customers. For instance, you can get up to $3,000 of coverage for your riding gear. Plus, Progressive offers full replacement cost and no depreciation on parts.

If you’re in an accident, you’ll be happy to know that you’re covered. Comprehensive coverage will cover damage to the vehicle, including vandalism and theft, as well as damage caused by fires, floods, and earthquakes. Unlike liability insurance, this coverage also covers medical expenses if the other party is not insured.

Many insurers offer discounts based on the type of vehicle you own. For example, you could pay less for insurance if you’re a homeowner, as your credit score will be more stable than someone who rents their ATV. This can save you hundreds of dollars on your annual premium.


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